insurance?

[EigerMike]

there is a thread over on pirate and they brought up some points about driving from the challet to loon lake that if you do not have insurance its illegal allso no night driving at all. so what insurance do i need and how much is this going to cost?

[The Modfather]

Link to thread?

[EigerMike]

http://www.pirate4x4.com/forum/showpost ... stcount=54

[The Modfather]

Man that is some F'd up S. Seriously. I'm glad I don't ride in California anymore.

[ontherks]

I have insurance on the RZR and the sled. Comp, collison, liability and uninsured. $272 a year for the RZR
RZR is with allstate, my agent specializes in offroad toys (sands rails etc) and the sled is with foremost, its under $200/year

[EigerMike]

thanks i will look into it!

[oldtrucks]

I have everything covered by State Farm, checked a number of places that advertise the best rates but State Farm smoked them on price and coverage

[Mr. Green]

statefarm as well if you have a bunch of things with one company you can get it real cheap. I only have my atv and its 220 a year, that's collison, liability, theft (home owners dosent cover theft of atvs), medical for others, and a few others odds and ends. My parents have about the same covarge as me through there insurance company (cant remember who off hand) but they also have home & life with them and they pay 72$ a year.

I also shopped around and most other company's where around 400-550$ I just happened to park in front of a statefarm so i walked in. When they said 220$ i asked who do i make the check out to?

I got it since i wanted to make sure if it was stolen i didnt lose a heap of cash, but its nice to know if i roll it down a hill or bash it into a tree or even crash it into a person ill be good.